Rising rates have not had a significant impact on mortgage demand, especially applications for conventional purchase mortgages. (eyeonhousing.org)
In contrast, the observed increase in mortgage demand is not being met with easier lending standards, holding back a more robust housing recovery. (eyeonhousing.org)
Yet 2014 has started with some very encouraging economic data showing strong mortgage demand, rising business confidence, falling unemployment, plus increasing demand for and supply of credit. (social.hays.com)