A credit inquiry buffer is in place and all auto and mortgage inquiries made within 30 days from scoring are ignored. (consumerbadcreditguide.com)
When that happens, the agency considers mortgage inquiries within a 45 - day span as a single credit check. (veteransunited.com)
There are exemptions that have been made for auto loans and mortgage inquiries so consumers can shop around for the best interest rates. (consumerbadcreditguide.com)