Loss of use coverage (or coverage D) is typically included in most homeowners insurance policies and provides homeowners with reimbursement for two main things: additional living expenses and lost rental income. (valuepenguin.com)
Consider adding flood insurance simply because most homeowners policies don't cover damage from flooding. (usaa.com)
Paying points to get a lower interest rate is almost always a losing proposition because most homeowners don't keep their loans long enough to recoup the up - front costs. (interest.com)