For wealthy clients, most planners start with an assumption that the federal government will take at least 35 % of income, and add the state's bite on top of that. (business.time.com)
Most planners work on a commission basis and earn money for selling you products. (moneysense.ca)
The biggest consideration most planners use to determine how much risk to take is how long it will be before you need to use that pool of money. (investopedia.com)