There are other options like tort option, medical benefits, underinsured or uninsured motor vehicle coverage, rental car reimbursement etc.. (autoquotenow.com)
Insurance providers can view your driving record in an attempt to assess the risk involved with providing motor vehicle coverage to you as a driver. (drive-safely.net)
A rental insurance combining with motor vehicle coverage and a motorcycle policy is an attractive example. (rentersinsurance.net)