"Motorist liability" refers to the legal responsibility or obligation that a driver (motorist) has for any harm or damage they may cause while driving a vehicle. Full definition
Another form of insurance coverage that works in conjunction with uninsured motorist property damage is uninsured motorist liability. (pocketsense.com)
The hope behind this requirement is that the rate of uninsured and underinsured drivers will diminish, reducing the cost of uninsured and underinsured motorist liability coverage. (carinsurancequote.net)
For motorists in states that follow a no fault system, you will be required to carry two additional forms of coverage: uninsured motorist liability and personal injury protection insurance. (carinsurancequote.net)