While dividends aren't guaranteed, the largest mutual insurers have consistently distributed them for decades. (valuepenguin.com)
Not all whole life insurance policies pay dividends, and this option is typically available at mutual insurers (since the company's owners are its policyholders). (valuepenguin.com)
This is somewhat strange for a mutual company, since the majority of top mutual insurers offer participating whole life. (insuranceandestates.com)