You mentioned a really important point, that people shouldn't take needless risks. (canadiancapitalist.com)
Anyone who's in this shoe is welcoming needless risks of being manipulated by high premium rates, simply because the insurer thinks that they can get away with it. (autoquotenow.com)
So my advice is — be smart, don't take needless risks, but do get your pup out - and - about doing normal dog things from 8 weeks of age. (drjensdogblog.com)