In this review and reinforcement game, negative scoring means even the winners could lose! (educationworld.com)
While positive credit accounts will remain on your credit report for up to 10 years after they're closed, closing very old accounts can have negative score impacts. (badcreditloans.com)
As we were measuring at four discrete points in time, it can not be assumed that repeated negative scores indicate continuous mental health problems. (gov.scot)