You only pay for debt negotiation services at the time your debt is negotiated down and settled. (goldenfs.org)
Once you compare different debt relief options and you're sure that a debt negotiation service best suits your needs, consider asking lots of questions before enrolling in their program. (debtfirms.com)
But you can always seek the help of a professional debt negotiation service if you don't want to do it yourself. (debtfirms.com)