Let's start with an overview of the qualification requirements for new borrowers. (lendedu.com)
Since loans enter repayment as students graduate, the number of new borrowers entering repayment in the Direct Loan program will increase more gradually. (finaid.org)
Those who were not new borrowers will make payments based upon 15 percent of their discretionary income and can apply for forgiveness after 25 years. (studentloans.net)