If you need coverage for more than 10 years, we do not recommend buying a 10 - year term and shopping for new coverage in a decade. (termlifeadvice.com)
So, most insurance companies now require policyholders to present proof of new coverage before they will cancel an active policy. (comparisonmarket.com)
Or, they may have voluntarily dropped their coverage without attaining new coverage in a timely manner. (insuranceproviders.com)