Additionally, the borrower must have re-established good credit or chosen not to incur new credit obligations. (fhaloanpros.com)
The VantageScore model looks at familiar data — things like paying on time, keeping credit card balances low, avoiding new credit obligations, bank accounts and other assets — to calculate its score. (debt.org)
Under a Chapter 7, two years after the discharge with reestablished good credit or no incurred new credit obligations, (realtormag.realtor.org)