If you live long enough, the larger payment you'll receive if you retire later will catch up with the smaller but more numerous payments you'll receive if you retire earlier. (fairmark.com)
After graduation she did apply to defer her payments, and she did make numerous payments on her student loan until she filed her bankruptcy. (student-loan-bankruptcy.ca)
Understand your options: For students struggling with federal loan payments, there are numerous payment plans to cut monthly bills. (lendedu.com)