The phrase "occupation class" refers to the type or category of job or work that a person is engaged in. It describes the specific occupation or profession someone belongs to. Full definition
They also allow for their highest occupation classes to have full own occupation coverage. (highincomeprotection.com)
There can be slight differences in occupation classes among carriers, so shop around. (highincomeprotection.com)
It may also allow for added benefits such as a longer benefit length or additional riders that were unavailable for purchase at the lower occupation class. (highincomeprotection.com)