It's not possible to determine whether you can «expect a refund» or whether you are claiming the right number of exemptions from the information given. (money.stackexchange.com)
Secondly, the insured has to submit a declaration of good health in lieu of the exemption from medical test. (policybazaar.com)
We will choose the correct number of exemptions for you based on your answers to some simple questions. (efile.com)