This will eventually lead to a better credit score and you will then be able to take advantage of lower interest rates in the future. (consumerbadcreditguide.com)
Because of the low interest rate environment currently, and new regulation, carriers and their agents are more respectful of guideline premiums, or the minimums required to keep the guaranteed death benefit. (bestliferates.org)
Also, annuities are not very popular in periods of low interest rates. (taxplanningguide.ca)