Starting to build your credit history early — while in high school and college — will help in the long run as length of credit history accounts for 15 % of your total score. (collegeavestudentloans.com)
In all situations, you must have a minimum of 4 years of credit history in order to qualify for a manufactured home mortgage. (chattelmortgage.net)
The result is that lenders feel confident about receiving repayment, regardless of the credit history of the applicant. (badcreditloanservices.com)