Next they think bankruptcy, but since the passing of new law in 2005 it has made it almost impossible to file if you have a job and any assets. (uscaonline.com)
As the implementation of the new law takes effect, many rules have not been completed and are currently under discussion. (positiveaction.net)
This was made extra difficult this year because of a new law passed as part of the state budget. (wshu.org)