For one thing, official appraisals of industrial properties tend to be low, and certainly less than their best alternative use. (michael-hudson.com)
House would probably appraise for 180 based on some local sales and advice I got from a few realtors who sent me comps (did nt get official appraisal because $ 400) (money.stackexchange.com)
Another potential challenge is learning after the official appraisal that your home is not worth as much as you expected. (debt.org)