Another reason to consolidate student loans is to qualify for a lower interest rate on the new loan so you can reduce your payment even more. (debtfirms.com)
This is because sometimes, consolidating multiple loans can result in a lower monthly payment, but it can also mean making payments on the new loan for a much longer period of time. (cedaredlending.com)
Avoid taking on a new loan payment prior to applying for a mortgage. (greenpath.com)