Now we must give proof of our identity and wait 3 - 6 mos for our actual refund... Not to mention the even bigger problem of having our S # s used. (consumer.ftc.gov)
A big reason that people turn to tax loans is that they don't want to wait to get their actual refunds. (etaxloan.com)
There are even some less than reputable establishments that will give you money even before receiving your actual refund, as long as you pay them back with your actual tax refund money. (thebrokeprofessional.com)