This will force you to develop better banking habits to keep your account in balance, and those good habits are like locking your doors and windows at night - they help keep trouble away. (money-rates.com)
The difference is ChexSystems only maintains negative information on consumers» banking habits such as a history of overdrafts or if your account is closed by the bank. (rebuildcreditscores.com)
But approaching the issue of improving your ChexSystems consumer score should be focused on eliminating banking habits and behavior that may be lowering your score. (rebuildcreditscores.com)