Flexible death benefit periods of 90, 95, 100, 105, 115 or 121 can be chosen. (termlife2go.com)
Additionally, many carriers limit benefit periods for transgender applicants to five years. (policygenius.com)
So... if you purchase a guaranteed issue life insurance policy, these «types» of causes of death would not be covered until the graded death benefit period expired. (termlife2go.com)