For improving chances of getting a loan, a high credit score is important. (mortgagecalculator.biz)
In that case, you might have a better chance of getting that loan if you're past that four mark, if you're at those five, six, seven. (rentalrookie.com)
If you fall in a more conventional debt to income ratio, then you have a higher chance of getting your loan approved. (getoutofdebt.com)