Some travel insurance plans cover trip cancellations for school extensions so you can get 50 - 100 % of your trip costs back. (travelinsurancereview.net)
The most basic travel insurance covers trip cancellations due to extreme conditions, loss of luggage, and some medical expenses. (travelinsurancereview.net)
I had peace of mind as my parents are in their 90's and this plan covered trip cancellation for family medical emergencies. (insuremytrip.com)