The other reason why credit freezing is so useful for seniors is that they do not usually have a lot of credit activity going on. (simplethriftyliving.com)
The issuers of secured credit cards report credit activity to the major credit bureaus, so you will be able to improve your credit history. (credit-land.com)
If your recent credit activity proves you're moving in the right direction and working hard to improve your credit habits, some banks will overlook a damaged score. (totalmortgage.com)