The difference is that the purchases aren't made with credit, so users don't have to worry about 25 % plus interest rates and awful credit card customer service. (cryptotimes.news)
If you're the type of credit card customer who pays their balance in full each month then you will have less leverage when requesting lower interest rate. (stockmonkeys.com)
By the best credit card customers this means those who have good credit scores and show that they continually pay their credit card payments on time. (debtfirms.com)