If you're in the process of rebuilding your credit and improving your credit scores, you may already know that having low credit card utilization rates will greatly improve your credit score. (treesfullofmoney.com)
Also, we shall look at how the balances on different credit cards can impact your overall credit card utilization ratio. (myfinancekits.com)
Therefore, be sure that the primary account holder has a history of making their payments on time, and that they don't have a high credit card utilization rate. (upgradedpoints.com)