Never invest with money you need for current living expenses or any short term needs. (drmoneyblog.com)
You need income from your dividend stock portfolio now in order to cover current living expenses. (fool.com)
For every year you worked you needed to fund one year of current living expenses and set aside enough funds (either through your contribution to Social Security or outright retirement savings) to cover another three - fourths of a year of expenses in retirement. (nbr.com)