You probably already know that daily lattes at the fancy coffee shop are off your To - Do list as a single stay - at - home mom. (thespruce.com)
Yes, I realize it's tough for some to put aside even $ 5,500: if that's the case, then at least shoot for $ 2,000 or $ 3,000 a year, even if it means going without expendable luxuries like alcohol, tobacco, fine dining, lottery tickets or even the much maligned daily latte habit at your local coffee shop. (moneysense.ca)
You can overlook those bank charges, ATM fees, late charges and even the daily latte when you fail to track your expenses. (entrepreneur.com)