An employer offers long - term disability coverage of 60 % for both accident and illness. (money.stackexchange.com)
You usually have small amount of disability coverage on the job; it is also a good idea to you're your own individual disability policy with a private company. (accuterm.com)
It is virtually impossible to obtain long - term disability coverage for people who have any recent history of psychiatric treatment, industry experts agree. (nytimes.com)