In fact, up to 15 percent of your disposable pay could be garnished and put it toward your loans. (studentloanhero.com)
If you were reemployed within 12 months after having been involuntarily separated from employment, no amount may be deducted from your disposable pay until you have been reemployed continuously for at least 12 months. (goldenfs.org)
Your loan holder — the U.S. Department of Education or the guaranty agency — can order your employer to withhold up to 15 percent of your disposable pay to collect your defaulted debt without taking you to court. (studentaid.ed.gov)