As the debt landscape changes and client needs evolve, we plan to react to the emerging issues that people in financial difficulty face. (stepchange.org)
If you ran into financial difficulties in the past, you may not be approved for a credit card now. (ratesupermarket.ca)
Understanding good debt vs. bad debt would probably keep a lot of people out of financial difficulty in the first place, much like avoiding having to file for back taxes. (creditcarddebt.org)