Depending on your situation, you may want to purchase flood or earthquake insurance, as most standard homeowners policies don't cover these disasters. (einsurance.com)
The majority of homeowners policies cover contents for 50 percent of the amount of coverage on the home itself. (trustedchoice.com)
While it is true that your landlord will likely have some kind of homeowners policy for the rental property, that policy will not be sufficient for your needs. (rentersinsurance.net)