Comprehensive policy covers any loss / damage or theft of insured vehicle in addition to covers available under liability only policy. (hdfcergo.com)
You can also save on your car insurance premium if your vehicle is specially designed for physically and mentally challenged people and also for driving insured vehicle in your own premise. (gibl.in)
The overall loss is the average cost of insuring a vehicle for one year, excluding administrative costs. (iihs.org)