The changes limited cost - of - living adjustments, raised the retirement age and shifted the risk of investment losses from the state to workers. (breakingviews.com)
Keep in mind that diversification is a method to help manage investment risk; it does not guarantee a profit or protect against investment loss. (ufcu.pfyfn.com)
People tended to do this if they experienced investment losses in the account in the time between conversion and the tax - filing deadline. (nerdwallet.com)