My interpretation of the ratio column is that a higher ratio combines the best total interest savings amount with the lowest monthly repayment amount. (money.stackexchange.com)
If this borrower had total student loan debt of $ 20,000 the calculated monthly repayment amount under a 10 - year standard plan with an interest rate of 6.8 percent would be $ 230. (getoutofdebt.org)
For example, respective rates of 9 %, 10 %, 11 % and 12 % may mean that the total monthly repayments amount to $ 1,300. (badcreditloanservices.com)