Frequent and excessive use of credit and credit cards for normal living expenses like gas and groceries is a sign that your income is not enough to cover your expenses. (greenpath.com)
Say your spouse's income is high enough to cover normal living expenses, but not the 20 - year $ 500,000 mortgage on your house. (valuepenguin.com)
Keeping your current financial strength and standard of living in mind, build towards at least 3, 6, or 12 months of normal living expenses. (pnbmetlife.com)