They function as in - engine cutscenes that usually involve the downtime antics of other party members or lesser characters. (destructoid.com)
It seems each character would have their own ability, although I wasn't able to see which other party members could do the same. (wccftech.com)
In this case, our son has from the onset shown his willingness to refund the money rather than dragging in other party members involved in the said assignment. (nigeriapoliticsonline.com)