Getting a cosigner for an auto loan can help borrowers receive significantly better interest rates and lower overall monthly payments. (valuepenguin.com)
You may be able to fold your closing costs into your loan, but this will result in a higher overall monthly payment. (creditdonkey.com)
Consolidation loans are used to pay off a variety of high interest rate consumer debts (like credit cards), resulting in a lower overall monthly payment. (canuckpost.com)