In order to get a good overall total for coverage, you'll need to calculate your family's current expenditures, and add costs such as vehicles, college education, etc.. (trustedchoice.com)
Paying the loan back sooner will result in a lower overall total cost, but it will also result in larger monthly payments. (collegeavestudentloans.com)
The loan with the lower overall total is the loan that will cost you the least. (valuepenguin.com)