I understand that my overall utilization rate will go down given that I don't plan on necessarily spending more per cycle. (money.stackexchange.com)
The total combined balance is $ 750, or 30 % of available credit — your overall utilization rate. (valuepenguin.com)
Individual card utilization Unlike overall utilization, this set of calculations is neither easy to understand nor predictable when a wide mix of utilization percentages makes up the overall utilization rate. (speakingofcredit.com)