You have to open some type of investment account with them in order to open the checking account, but you don't have to use them. (thebrokeprofessional.com)
My daughter is about to turn one year old and I'd like to start some sort of investment account for her. (money.stackexchange.com)
They allow people to put a portion of their annual income into investment accounts specifically for retirement. (us.axa.com)