You can quickly get a term life quote online, the application you need to complete is uncomplicated, and, generally, a medical professional will come directly to your home to administer the required paramedical exam (which includes the basic stuff: height, weight, blood pressure, blood work, and urine analysis). (quickquote.com)
You can find a full explainer on your medical exam (or paramedical exam as it's known in insurance - speak) here, but basically they're testing for high blood pressure, glucose or cholesterol and the presence of nicotine. (policygenius.com)
Based on the applicant's health status and history, avocations, family health history and paramedical exam results, an underwriter will evaluate the data, compare to the actuarial tables, and assign an underwriting class. (policygenius.com)