If you pick up plan with premium payment term of 15 years, you will pay premium for 15 years while you will get life cover for 21 years. (personalfinanceplan.in)
The plan provides the convenience of a limited premium payment term of 5 years for a 10 year policy term. (policybazaar.com)
I first recommend they take advantage of payment terms with their vendors. (quickbooks.intuit.com)