Because many small business owners personally guarantee some of the business credit cards and loans, business credit can appear on a consumer credit report, thus affecting personal credit ratings as well. (smallbusiness.chron.com)
So, make sure that you pay other bills on time and maintain a good personal credit rating as this will help you get lower car insurance rates. (autos.com)
Most business credit cards will require an excellent personal credit rating. (choosewhat.com)