If you set certain chores for your kids and the chores are not completed, you could choose to not pay pocket money for those jobs or pay them less. (moneysmart.gov.au)
This loan can be done with «no out of pocket money» by including all costs in the new loan. (lowvarates.com)
When children get to an age where they are earning pocket money or working a part - time job, they will start to spend their own money. (moneysmart.gov.au)