This is a rate class that falls in somewhere between a standard plus and preferred rate class for those who qualify. (termlife2go.com)
Each life insurance company accepts or rejects applicants for preferred rates for term life insurance based on their own underwriting guidelines which include health requirements and age requirements. (term-life-online.com)
I have a number of clients who have been approved at preferred rates in their 70's and 80's because they knew their health was good and were willing to take an exam. (hinermangroup.com)