Beginning in 2015, Education directed its loan servicers to start sending detailed income - driven repayment information, such as projected monthly payment amounts and total amounts paid over the life of the loan under each plan, on a quarterly basis to all borrowers who are in school or in the 6 - month grace period after leaving school. (gao.gov)
Indiana University sends letters to students with an estimate of their total debt amount at graduation, and the university projects monthly payments after graduation. (studentloans.net)
DTI is the projected monthly payment, divided by your monthly gross income. (growingfamilybenefits.com)